Should I claim Social Security at 70, or take it earlier and invest the money?

Daniel was mentioned in a MarketWatch post:

"Waiting to claim is not for everyone. Those who need the money to cover their monthly expenses are in a different position. “The number one thing (to consider) is: Do you have the cash you need today? That’s really what dominates your decision about when to claim,” says Daniel Lee, director of financial planning and advice at BrightPlan, a financial wellness benefit provider based in San Jose, Calif.."

Read the full article at the MarketWatch.