How to Get Through the Holidays Without Going Broke

The holidays are usually filled with joy and celebration, but I think we can all agree that this year feels drastically different. This is especially true for new grads and young professionals feeling the strain on their finances.

While your friends and families may not all be dealing with the same pressures you face — finding a job, making rent, and generally, figuring out your life and career — everyone knows that it’s been a tough 12 months. Your loved ones likely won’t be disappointed if you can’t give them lavish gifts (and if they are, they might not be the best people to have in your circle).

Regardless of how you decide to gift, having a financial plan in place will help you be (a lot) less stressed and get through the holidays with your finances intact for 2021.

Think of me as your personal financial advisor this season. Here’s what I suggest you do:

Read the full article at the Harvard Business Review.